1. How has debt affected your life?

2. Have you ever loaned money to someone, or helped them get a loan, and regretted it?

3. Do you tend to err more on the side of spending more than you should or spending less than you should?

4. What tools do you use to manage your finances?

5. What changes should you make in your financial life next year?

1. Who are the leaders who have most inspired you? What did you admire most about them?

2. What percentage of the people in our country would you say are happy? How does that compare to other countries you have visited?

3. What purposes do you think God has for giving us the leaders we’ve had?

4. How will you pray for our leaders?

5. What do you see as your primary responsibilities as citizens?

1. What are the top three things that you are afraid of?

2. Has fear ever kept you from doing something that you later regretted not doing?

3. Who is a courageous person that you admire?

4. What will you do this week that will be in spite of your fear?

1. When thinking about poverty, what is the first image and/or experience that comes to mind?

2. Who are your true friends? Share a time when true friends were revealed.

3. How do you try to be a true friend? How could you improve as a friend?

4. Discuss how your group could help the poor. Think about a group activity that you could do to make a positive impact. (For example: signup to prepare/serve a meal to the homeless, have your small group signup to serve together at one of our Operation Christmas Child events, and/or maybe “adopt a needy family” to provide Christmas gifts, etc.) And then do it! :)

1. What is your favorite dog story?

2. What is your best experience with an animal?

3. What habits have you broken in the past and what habits should you probably work on breaking now?

4. How do you try to live in contentment?

5. When could you have sued someone but you are glad you didn’t?

1. What is the dumbest thing you’ve ever believed?

2. What regrettable decisions have you made on the basis of believing you were right?

3. Why do you think most non-Christians you know reject Jesus? How would you respond to their objections?

1. What is the hardest time you’ve ever gone through in your life?

2. What helped you get through that hard time?

3. What kinds of things help you stay strong?

4. Share about a time when you eliminated a person or activity from your life and experienced almost immediate benefits.

1. What is the stupidest purchase you’ve ever been suckered to make?

2. What is the worst pickup line you’ve ever heard?

3. Why do you think people feel the need to sell Jesus?

4. Who do you trust to always tell you the truth?

1. What is something about you that most people don’t know about?

2. How many non-Christian friends do you have?

3. Who are the safe people in your life?

4. Do you remember a Christian who impacted your life before you came to Jesus? If so, how did they do that?

5. What people understand you best?

1. What are some of the typical things you get in arguments about?

2. What tactics have you used to try to avoid fights that seemed successful?

3. What tactics have you used to try to avoid fights that were unsuccessful?

4. What was the level of anger and disputes that you experienced at home when you were a child? How do you think that affected your own communication style as an adult?

5. What tactics are you going to try to help you argue less?